MasterCard 24/7MasterCard 24/7

Our MasterCard 24/7 is a credit card that means you don't have to carry cash and can provide extra credit when you need it.

You can use our MasterCard at over 24 million locations worldwide to pay for a range of goods and services or use your card to withdraw cash at banks and cash machines.

 
Why choose a our MasterCard 24/7 credit card?

There is a 0% introductory rate of interest for the first five months

There’s no Balance Transfer or Handling Fees  - It’s cheaper switching to our credit card account. For cardholders opting to change to our MasterCard 24/7 there’s no balance transfer or handling fee to pay.

There’s a favourable calculation of interest – Our cardholders enjoy a true interest free period. We only charge interest on purchases from the payment due date detailed on the card statement, not from the date of the transaction. In contrast, many other credit card providers will apply interest from the transaction date. So, if you have a credit card with another card provider and choose to carry a balance beyond your payment due date, you could pay up to an additional 56 days of interest. An excellent reason to choose our credit card.

A single rate of interest for all repayments –  Unlike many other credit card providers we only charge one rate of interest, at any one time, on your credit card account regardless of the balance or whether the transaction is a cash advance or purchase. Many of our competitiors who charge various rates of interest may apply your repayments in a way that may not be cost effective to you, because we have a single rate of interest we don't do this.

Easy access to cash - You can withdraw up to £1000 cash from any cash machine or bank worldwide displaying the MasterCard symbol. You will pay a fee for this and interest from the date your account is debited.

Total flexibility - You can order up to three additional cards for your partner or any other adult member of your family. All transactions will appear on your monthly statement, so you can keep track of your balance.

Cardholders must be at least 18 years of age

Our MasterCard 24/7 is only available with a Northern 24/7 Package. 

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Northern Bank Limited, Donegall Square West, Belfast BT1 6JS. Registered in Northern Ireland R568. Phone +44 (0) 28 9004 5000. Calls may be recorded. Northern Bank Limited is authorised and regulated by the Financial Services Authority. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. Northern Bank Limited is entered in the Financial Services Authority's register, registration number 122261. VAT number GB853 7590 92. Northern Bank Limited subscribes to the Lending Code.
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