First time buyers

First Time Buyers 100% Mortgage
Fed up with living with others? Been dreaming of owning your own home, but have no savings to put down a deposit? If the answer is yes, then take a look at our 100% Mortgage.

At Northern Bank we are helping First Time Buyers get on to the property ladder with our 100% Mortgage – which means you don’t need to save for a deposit.

You can choose either a Fixed, Variable or Tracker mortgage and you can choose a repayment term of up to 30 years – which could mean lower monthly payments.

If you are borrowing more than £40,000, you qualify for our First Time Buyers Incentive scheme. With this great scheme you:

  • get up to £175 towards your valuation fee.
  • get up to £200 towards your legal fees.
And if you are a Freedom, Choice Plus or Prestige Customer you won’t have to pay an arrangement fee.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Read this important information about Mortgages.

Contact

Get in touch with your local branch: Find your branch.

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