Personal Mortgages Low Start Option

Low Start Option

An additional feature on our Capital & Interest Repayment Loans is a Low Start Option. You can opt to make interest only repayments for up to the first five years of your mortgage. After this time, you will repay both Capital & Interest, ensuring your loan is fully repaid by the end of the term.

maximum LTV for Low Start Option is 90% for Home Movers & Switchers and 95% for First Time Buyers
salary must be mandated to servicing account

Available on all of our Base Rate Tracker, Fixed & Variable Rate mortgages (except Northern Re:pay)
see our current interest rates

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Read this important information about mortgages.

Get in touch with your local branch: Find your branch.

	Low Start Option

	An additional feature on our Capital & Interest Repayment Loans is a Low Start Option. You can opt to make interest only repayments for up to the first five years of your mortgage. After this time, you will repay both Capital & Interest, ensuring your loan is fully repaid by the end of the term. maximum LTV for Low Start Option is 90% for Home Movers & Switchers and 95% for First Time Buyers salary must be mandated to servicing account Available on all of our Base Rate Tracker, Fixed & Variable Rate mortgages (except Northern Re:pay) see our current interest rates YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Read this important information about mortgages.		Contact Get in touch with your local branch: Find your branch.

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