Loans and credit

Whether you are starting a new business, growing an existing business, diversifying into new markets or just looking to stay ahead of the competition, you may need to borrow money to finance your business operations.

We have a number of short term financing options to support day to day cash flow and longer term loan solutions for asset purchases, such as vehicles or commercial premises.

The starting point for choosing the right financing solution is to draw up a financial strategy. You can discuss this with one of our specialist Business Managers or your own professional adviser.

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Loans and credit covers the following

Compare loans and credit Get a quick overview on the loans and credit we provide. Compare loans and credit	Business Overdraft A simple solution, linked to your current account, to cover short term cash flow requirements. Read about Business Overdrafts

Variable Rate Loan Longer term finance that gives you the flexibility to choose a repayment frequency and payments to suit your cash flow. Read about Variable Rate Loans	Fixed Rate Loan Choose a Fixed rate loan if you need to fund capital expenditure and want to have the interest rate fixed for an agreed period. Read about Fixed Rate Loans

Bridging Loan A short term, interest only loan, that covers a financing gap between a new asset purchase and the sale of an existing asset. Read about Bridging Loan	Enterprise Finance Guarantee Scheme A government supported loan scheme for new and existing businesses to grow or improve their working capital position. Read about Enterprise Finance Guarantee Scheme

Structured Term Loan A structured loan for larger businesses who need to fund a major investment and would like to manage their interest rate exposures. Read about Structured Term Loans	Business Investment Housing Loan A variable rate loan designed specifically for businesses with a rental portfolio and for the purchase of residential property. Read about Investment Housing Loan

Are you interested?

Become a customer Professional and proactive advice with Northern Bank as your financial partner. Become a customer	Apply for a loan or credit facility Do you know what financing solution your business needs? You can apply for it here.