Asset classes

In general terms, assets are anything that you own that is of value, including your home or even a piece of fine artwork or jewellery. Asset classes are the types of asset a fund invests in. They are the building blocks of investment and can include investments in Cash, Bonds and Equities.

The sections below provide basic descriptions of the different asset classes together with the potential advantages and disadvantages of each.

Contact us

You can contact us 24 hours a day.

Write to us Call us Arrange an appointment Find your business centre

In investment terms, cash means money that is invested in banks, building societies and other organisations to produce interest.

Potential Advantages

Offers capital security
Easy to understand
Provides easy access to your money

Potential Disadvantages

Returns can be eroded by inflation
More modest returns are usually produced over the longer term compared to other asset classes

More information

Become a customer Professional and proactive advice with us as your financial partner. Become a customer	Need advice? Get more information about investing. Read about our investment process

Northern Bank Limited, Donegall Square West, Belfast BT1 6JS. Registered in Northern Ireland R568. Phone +44 (0) 28 9004 5000. Calls may be recorded. Northern Bank Limited is authorised and regulated by the Financial Services Authority. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. Northern Bank Limited is entered in the Financial Services Authority's register, registration number 122261. VAT number GB853 7590 92. Northern Bank Limited subscribes to the Lending Code.

New! - Cookies & your privacy | Terms of use | Accessibility & Site Requirements | Privacy Statement