Reduce or even avoid fees and service charges by taking the steps we recommend below.
Get an account that matches your needs
Consider the features each of our personal bank accounts offers to make sure that you have the right account for your needs.
Register for eBanking
Use eBanking to pay bills and check your balance and statements at any time. Why not register for eBanking right now if you are an existing customer? If you subscribe to our e-mail and text messaging service, you can also receive an e-mail or a text message if your balance falls below a certain level.
Stay in credit
Set aside a few minutes each day to review and manage your finances through eBanking.
Make sure your arranged overdraft matches your needs
Stay within your arranged overdraft limit and make sure that the limit matches your needs. There is no point in having an overdraft limit you don't really need.
Remember, you must repay your overdraft when we demand.
Talk to us about arranging an overdraft
We will be glad to discuss your needs with you.
Make sure you have the money to cover your purchases
Don't use a debit card if you do not have enough money or an arranged overdraft to pay for your purchases.