Compare accountsCompare accounts

The grid below compares the features of our seven great packages - Northern Freedom, Northern 24/7, Northern Choice, Northern Choice Plus, Northern Prestige, Northern Discovery and Northern Personal Access. 

Choose which one is best suited to you and read more about each current account package in the 'Products' section.
  • Print page
  • Sitemap
  • Send this page

Contact us Contact us

You can contact us in any of the following ways with the options below:

Write to usBy phoneArrange an appointmentClick here for more contact information
ProductsNorthern DiscoveryNorthern Personal AccessNorthern FreedomNorthern ChoiceNorthern Choice PlusNorthern PrestigeNorthern 24/7
 
Age11 to 1714 and over18 to 2718 and over18 and over18 and over18 and over
Current accountyesyesyesyesyesyesyes
eBanking yesyesyesyesyesyesyes
24 Hour Telephone Bankingdoes not applyyesyesyesyesyesyes
Maestro card -cash withdrawals at cash machines and at PostOffice® countersyesyesyesyesyesyesyes
Maestro card - point of sale (for example, shops, over the phone, through the internet)yesyesyesyesyesyesyes
Maestro card - cheque guarantee limitdoes not applydoes not apply£100£100£250£250£100
Chequebook availabledoes not applydoes not applyyesyesyesyesyes
Arranged overdraft availabledoes not applydoes not applyyesyesyesyesyes
Amount of arranged overdraft available with no arrangement feedoes not applydoes not applyup to £3000up to £7500up to £15000up to £50000up to £10,000
Commission-free foreign currencydoes not applydoes not applyyesdoes not applyyesyesdoes not apply
Discounted arrangement fee for residential home loansdoes not applydoes not applyyesdoes not applyyesyesdoes not apply
Favourable rate for personal loansdoes not applydoes not applyyesdoes not applyyesyesdoes not apply
Favourable interest rate on Linked Savings Accountsdoes not applydoes not applydoes not applydoes not applyyesyesdoes not apply
Discounted rates on Home Insurance from Hiscoxdoes not applydoes not applydoes not applydoes not applyyesyesdoes not apply
Worldwide family travel insurance benefits (MasterCard Gold and Platinum card holders only)does not applydoes not applydoes not applydoes not applyyesyesdoes not apply
Access to airport lounges for MasterCard Platinum holders and one guestdoes not applydoes not applydoes not applydoes not applydoes not applyyesdoes not apply
Monthly package feedoes not applydoes not applydoes not applydoes not applyyesyesdoes not apply
 

Note: Northern Personal Access is a Basic Bank account.

Whether we grant you any of our credit facilities depends on your age and circumstances.

We may change or withdraw the products or benefits associated with Northern personal packages.

When comparing the Personal Packages, you should also consider the fees and service charges and interest rates which apply to each package. Details are available in our ‘Fees and service charges explained' and 'Interest rates' leaflets (available at any branch and on this website).

If you are under 18, you may need your parents or guardian’s permission before you can use some services.

Hiscox currently offers Choice Plus and Prestige account holders a 10% discount, for homes and contents insurance. Hiscox buildings cover is available where the rebuilding cost of your home is greater than £170,000 and Hiscox contents cover is available where the value of your contents is greater than £55,000. Cases that do no meet his Hiscox's underwriting criteria may be referred Hiscox - recommended specialist insurance broker, where this offer will not apply.

If you hold a Northern Choice Plus or Northern Prestige account, we will ask you to pay back a certain amount of the discount you receive off your residential home loan arrangement fee if you close your account within three years of getting the home loan (known as clawback). You can ask for details of the discount available (and the clawback arrangements) when you apply for your residential home loan.

Learn moreLearn more

Need some tips and information?
Do you need to know more about how to open or use a current account?

Read more about current accounts
Interested in other products?
If you are interested in some of our other products, you can find out more below.

Loans
Mortgages
Savings and investment
Northern Bank Limited, Donegall Square West, Belfast BT1 6JS. Registered in Northern Ireland R568. Phone +44(0)2890245277. Email contact. Northern Bank Limited is authorised and regulated by the Financial Services Authority. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. Northern Bank Limited is entered in the Financial Services Authority's register, registration number 122261.

Copyright ©2008 Danske Bank Group. Read our terms of use, accessibility statement and privacy statement.