Why choose a our MasterCard Platinum credit card?Travel Insurance Benefits –
By selecting a our MasterCard Platinum with our Prestige Package cardholders can enjoy world-wide, multi-trip travel insurance benefits for themselves and their family. These benefits are not conditional on card use and include winter sports. If you were to buy standard travel insurance this risk may not always be covered. View full details of travel insurance benefits
(PDF 186kb). Enjoy Priority Pass access to over 500 airport lounges throughout the world
– This is a particularly attractive feature especially for frequent flyers. A black and gold Priority Pass Card will be issued to the cardholder allowing complementary access for both the cardholder and one guest to the world's largest and most extensive airport lounge programme. Additional guests may be invited at a charge of £15 per guest which will be charged directly to your Platinum Card account.There is a 0% introductory rate of interest for the first five months
There’s no Balance Transfer or Handling Fees – It’s cheaper switching to a our credit card account. For cardholders opting to change to ourMasterCard Platinum there’s no balance transfer or handling fee to pay.
There’s a favourable calculation of interest – Our cardholders enjoy a true interest free period. We only charge interest on purchases from the payment due date detailed on the card statement, not from the date of the transaction. In contrast, many other credit card providers will apply interest from the transaction date. So, if you have a credit card with another card provider and choose to carry a balance beyond your payment due date, you could pay up to an additional 56 days of interest.
A single rate of interest for all repayments – Unlike many other credit card providers we only charge one rate of interest, at any one time, on your credit card account regardless of the balance or whether the transaction is a cash advance or purchase. Many of our competitiors who charge various rates of interest may apply your repayments in a way that may not be cost effective to you, because we have a single rate of interest we don't do this.
Easy access to cash – You can withdraw up to £1,000 cash from any cash machine or bank worldwide displaying the MasterCard symbol. You will pay a fee for this and interest from the date your account is debited.
Total flexibility – You can order up to three additional cards for your partner or any other adult member of your family. All transactions will appear on your monthly statement, so you can keep track of your balance.
Cardholders must be at least 18 years of age.
Our MasterCard Platinum is only available with a Northern Prestige package. This package will give you a great range of benefits for only £18 per month.