Inheritance Tax PlanningInheritance Tax Planning

Inheritance Tax (IHT) is the tax paid on your estate (which is basically everything you own) at the time you die and may also include assets you have given away during your lifetime. No one likes the thought of passing on a tax bill to their family, but there are ways to mitigate any potential Inheritance Tax liabilities.

This information is for guidance only and is not a recommendation to buy or sell a Life Insurance policy or enter into an investment transaction.
 
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Effective Inheritance Tax planning is not all about gifting your assets and possessions away, it is also about putting your affairs in order and ensuring that if there is an Inheritance Tax bill, there are sufficient funds available for your estate to pay it.

There are several courses of action you can take to help mitigate any potential Inheritance Tax liability which include:-

  • the efficient use of Trusts
  • the use of IHT efficient investments and life assurance
  • gifting away your assets
  • making full use of IHT allowance and exemptions

At Northern Bank, we can provide you with professional financial advice on effective ways to reduce a potential Inheritance Tax liability, suited to your individual needs.

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While one life insurance product may be suitable for you at a certain stage of your life, a different one may be more suitable later in life.

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