Personal savings accounts that
are no longer on sale

Rates correct as at 9 February 2009.

	Previous Gross /AER %	Current Gross/AER %
Summit Extra
Under £2,000	0.10%	0.10%
£2,000 - £9,999	0.10%	0.10%
£10,000 - £24,999	0.10%	0.10%
£25,000 - £99,999	0.10%	0.10%
£100,000 - £249,999	0.10%	0.10%
£250,000 and over	0.45%	0.10%
SaverPlus
Under £25,000	0.10%	0.10%
£25,000 and over	0.10%	0.10%

Rates on the following accounts have been fixed since 01 May 2004.

Account	Balance	Credit Interest Rate
		Gross Interest Rate	AER
Savings Account	Under £1,000	0.10%	0.10%
	£1,000 to £9,999	0.10%	0.10%
	£10,000 to £24,999	0.10%	0.10%
	£25,000 and over	0.25%	0.25%
PAWS Club	Under £100	0.10%	0.10%
	£500 to £999	0.10%	0.10%
	£1,000 and over	0.10%	0.10%

The gross interest rate is the rate of interest we pay before taking off income tax at the rate set by law (currently 20%).

AER stands for ‘annual equivalent rate’ and shows what the yearly rate of interest would be after taking into consideration how often interest is added to the account.

Northern Bank Limited, Registered in Northern Ireland Number R568. Registered Office: Donegall Square West, Belfast, BT1 6JS. www.northernbank.co.uk. A member of Danske Bank Group.