Fixed Rate Mortgage

Want to know exactly how much your monthly mortgage payments will be?

With a fixed rate mortgage, the interest rate is fixed for an agreed period, which means your repayments will stay the same during this time.

Whether we grant you any of our credit facilities depends on your age and circumstances.
Your home is security for your mortgage. Other security may be required.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Contact us

General mortgage enquiries

Available to both new & existing customers
Choose from our range of Fixed Rate terms of 2,3 or 5 years
Minimum loan amount £30,000 (reduced to £10,000 for our existing mortgage customers)
Preferential rates for customers with a lower loan to value
Discounted residential mortgage arrangement fee for Northern Prestige, Choice Plus or Freedom customers. Conditions apply.
Choose any repayment term up to 30 years. You will be required to provide us with evidence of affordability in retirement if the mortgage term takes you beyond normal retirement age.
Capital & Interest, Low Start & Interest Only repayment options available
No higher lending charge
A portable mortgage
If you repay part or all of your loan within the fixed rate period, there will be an early repayment charge
At the end of the fixed rate period, your loan will revert to our standard variable rate mortgage
Get help with costs - find out more about our first time buyer and switcher incentive schemes

Go to details

Book an Appointment

Learn More

Important information for download Fees & service charges explained Interest rates Mortgage interest rates	View our Mortgage Interest Rates View our current residential mortgage rates