Base Rate Tracker Mortgage

This mortgage tracks the Northern Bank Base Rate for the full life of the loan and any changes to our Base Rate will be passed on to you immediately.

The rate payable on our Base Rate Tracker mortgage is determined by the Loan to Value (LTV).

Whether we grant you any of our credit facilities depends on your age and circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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General mortgage enquiries

Available to both new & existing customers
Minimum loan amount £30,000 (reduced to £10,000 for our existing mortgage customers)
No restrictions on making overpayments or lump sum payments and as interest is calculated daily, this means you get the benefit straight away. There are no early repayment charges
Discounted residential mortgage arrangement fee for Northern Prestige, Choice Plus or Freedom customers. Conditions apply
Choose any repayment term up to 30 years or until you reach normal retirement age (whichever is sooner)
Capital & Interest, Low Start & Interest Only repayment options available
No higher lending charge
Get help with costs - find out more about our first time buyer and switcher incentive schemes

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* except for Northern Ireland bank holidays. Call charges may apply. Calls may be recorded. Call charges may vary.

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Important information for download Fees & service charges explained Interest rates	View our Mortgage Interest Rates View our current residential mortgage rates