Base Rate Tracker MortgageBase Rate Tracker Mortgage

This mortgage tracks the Northern Bank Base Rate for the full term of the loan and any changes to our Base Rate will be passed on to you immediately.

The rate payable on our Base Rate Tracker mortgage is determined by the Loan to Value (LTV)

Whether we grant you any of our credit facilities depends on your age and circumstances.
Your home is security for your mortgage.  Other security may be required.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

 
  • Available to both new & existing customers
  • Minimum loan amount £30,000 (reduced to £10,000 for our existing mortgage customers)
  • No restrictions on making overpayments or lump sum payments and as interest is calculated daily, this means you get the benefit straight away. There are no early repayment charges
  • Discounted residential mortgage arrangement fee for Northern Prestige, Choice Plus or Freedom customers. Conditions apply
  • Choose any repayment term up to 30 years.  You will be required to provide us with evidence of affordability in retirement if the mortgage takes you beyond normal retirement age. 
  • Capital & Interest, Low Start & Interest Only repayment options available
  • No higher lending charge
  • Get help with costs - find out more about our first time buyer and switcher incentive schemes



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View our Mortgage Interest Rates
Northern Bank Limited, Donegall Square West, Belfast BT1 6JS. Registered in Northern Ireland R568. Phone +44 (0) 28 9004 5000. Calls may be recorded. Northern Bank Limited is authorised and regulated by the Financial Services Authority. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. Northern Bank Limited is entered in the Financial Services Authority's register, registration number 122261. VAT number GB853 7590 92. Northern Bank Limited subscribes to the Lending Code.
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