Northern Re:payNorthern Re:pay

This is an all-in-one account which allows you to combine your everyday personal banking requirements, incorporating your current account, overdraft, savings, personal loans and mortgage.

By combining your everyday banking requirements and mortgage accounts, your money is working that bit harder for you.

Whether we grant you any of our credit facilities depends on your age and circumstances.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

 
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  • Available to both new & existing customers.
  • Minimum loan amount £50,000.
  • Save on interest charges and pay off your mortgage early as your credit balances reduce the amount of debit interest you pay.  Your salary must be paid into the Northern Re:pay account.
  • Flexible borrowing – you can draw funds out of your account at any time, for almost any purpose – and all at the same rate as your mortgage.
  • A built in Safety Limit to help you stay in control and detailed monthly statements to help you manage your finances
  • The rate of interest is variable for the full term of the loan. This means that if rates increase or fall, your Safety Limit will be recalculated to reflect the change.
  • Full current account facilities.
  • Choose any repayment term up to 30 years.  You will be required to provide us with evidence of affordability in retirement if the mortgage term takes you beyond normal retirement age.
  • No higher lending charge.
  • Ususally the balance on this account wilb be overdrawn and therefore not entitled to compensation from the Financial Services Compensation Scheme. 
  • Get help with costs - find out more about our first time buyer and switcher incentive schemes

Learn moreLearn more

View our Mortgage Interest Rates
Northern Bank Limited, Donegall Square West, Belfast BT1 6JS. Registered in Northern Ireland R568. Phone +44 (0) 28 9004 5000. Calls may be recorded. Northern Bank Limited is authorised and regulated by the Financial Services Authority. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. Northern Bank Limited is entered in the Financial Services Authority's register, registration number 122261. VAT number GB853 7590 92. Northern Bank Limited subscribes to the Lending Code.
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