Need a simple day to day Basic Bank Account?
If so Northern Personal Access is our Basic Bank Account and it draws together a range of basic banking services in order for you to manage your money day by day.
You can arrange to have your wages/salary and or any government benefits paid directly into your account and set up direct debits and standing orders to make regular payments out of your account to pay bills.
A bonus feature of this account is that you can earn interest on every penny you keep in your account. And unlike some other banks we don’t ask you to deposit a fixed amount every month or to maintain a certain balance in the account either.
Northern Personal Access offers:
- A current account - where you can pay in and withdraw money
- Maestro Debit Card
- Credit interest of 0.25% Gross/AER on your balance
- Account updates by text or email*
- eBanking - secure online banking*
- 24 Hour telephone banking*
- Free quarterly statements
- Cash withdrawals at any Post Office Counter.
For further information on Northern Personal Access or to open an account visit your local Northern Bank Branch.
Further information about basic bank accounts is available on the FSA website at www.fsa.gov.uk.
Important information
You must be over 14 years of age to apply for Northern Personal Access. You must be aged 16 or over to register for Northern eBanking and 24 Hour Telephone Banking. Terms and conditions apply.
Gross Interest is the rate of interest payable before the deduction of income tax at the rate specified by law (currently 20%). AER stands for Annual Equivalent Rate and illustrates what the rate would be if interest was paid and compounded once each year Interest is applied quarterly. Rates correct as at 14th April 2008.
* To avail of this service you must subscribe to eBanking. These Services may be unavailable during periods of routine maintenance. Calls may be recorded, monitored and used to confirm details of our conversation and to help improve ongoing service. † Text updates charged at 10p per text. Local mobile network charges may also apply.
Northern Bank Limited. Registered in Northern Ireland No R568. Registered Office: Donegall Square West, Belfast, BT1 6JS. Northern Bank Limited is a member of Danske Bank Group.