We are Financial Planners. We don't just sell investments and insurance. Our main job is to give financial advice, and our approach is to build the most suitable portfolios for our customers.
Rather than offering "one size fits all" solutions, we spend time to understand where you are today and what you aspire to. Then together we develop a personal financial plan to help you meet those goals.
Your investment profile
These are some of the factors we consider:
- Risk tolerance: whether you’re a cautious or an aggressive investor
- Time horizon: whether long-term investments, short-term investments or a mixture of both is most appropriate for you
- Income: whether you want current cash flow as well as investment growth
- Tax implications: whether interest, dividends or capital gains offer special advantages in an investment tax wrapper
Then we begin building your investment portfolio, taking a long-term strategic approach and recognising that markets, asset classes (such as shares and bonds) and fund managers perform differently at different times.
Specialist partners
We also draw upon the expertise of the leading fund managers who serve as Northern Bank’s partners in managing parts of your investment portfolio.
This approach is designed to diversify your portfolio, reduce volatility and produce consistent returns over the long term. Most importantly, it enables your financial planner to concentrate on your needs and your financial plan.
Important information
Northern Bank Limited offers products from only a limited number of providers. Northern Bank Limited is authorised and regulated by the Financial Services Authority.
Past performance is not a guide to future returns. The value of investments and the income from them can go down as well as up. You may not get back the amount invested. Changes in the currency exchange rates may have an adverse effect on the value of investments and income from them.