With a Home Owner's Personal Loan you can apply to borrow any amount from £1,000 to £25,000 over a period of one to five years.
The interest rate on the loan is our standard variable home loan rate. Please ask your local branch for full details of interest rates and charges.
Flexibility
Home Owner's Personal Loan provides you with the flexibility to adjust your repayment amounts and to make lump sum repayments at any time to suit your changing circumstances.
Eligibility
To be eligible for a Home Owner's Personal Loan, you must have a Home Loan or Home Improvement Loan with Northern Bank.
Important information
Applicants must be 18 years or over. Loans are subject to status, and the rate and term at which we lend will reflect our assessment of your personal circumstances, your chosen loan amount and your loan purpose. Written quotations are available on request.
Repayment examples are provided as a guide only. The final repayment may differ slightly.
A typical Home Owner's Personal Loan of £7,500 over 60 months (typical 7.30% APR) is repayable by 59 monthly instalments of £149.41 and one repayment of £148.73. Total amount repayable £8,963.92. The APR varies depending on the amount and duration of the loan and the repayment dates.
Northern Bank Limited, registered office P.O. Box 183, Donegall Square West, Belfast BT1 6JS. Registered in Northern Ireland, No. R568. Rates correct 15 February 2008.